College Investment Plan
MCIP Disclosure Statement
MCIP Investment Policy Statement

Prepaid College Trust (closed to new enrollments)
MPCT Disclosure Statement
MPCT Investment Policy Statement

Maryland 529 Privacy Policy

Maryland 529 recognizes the importance of maintaining our users’ privacy. The following discloses our information gathering and dissemination practices for this Web site: www.Maryland529.com.

We use your IP address to help diagnose problems with our server, and to administer our Web site. We use cookies to save your password so you don’t have to enter it each time you visit our site, and for other purposes. We do not link IP addresses to anything personally identifiable. This means that a user’s session will be tracked, but the user will be anonymous.

The Maryland Prepaid College Trust electronic application form requires purchasers to give us contact information (like their name, address and e-mail address), unique identifiers (like their social security number), financial information (like their account or credit card numbers), information regarding their beneficiary (like name, age, address and social security number) and optional demographic information (like their zip code, age, or income level). We use contact information from the Electronic Application Form to send the purchaser information about their account including e-mail confirmations, mailings regarding an active account, welcome packages and annual reports. The purchaser’s contact information is also used to contact them when necessary. Financial information that is collected is used to bill the purchaser for application fees. Unique identifiers (such as social security numbers) are collected to verify the purchaser and beneficiary’s identity, to ensure proper payment of benefits and for tax purposes . Additional beneficiary information is collected to verify the beneficiary’s identity, to ensure proper payment of benefits and for tax purposes. Demographic and profile data is also collected at our site.

If you submit an electronic application, we may enter the information you send into our electronic database. You may also be contacted by us for additional information. If we use a business partner to help us deliver the services to you, your personal information submitted in the electronic application will be shared with our business partner in order to provide you with the service you have requested.

This site contains links to other sites; www.Maryland529.com is not responsible for the privacy practices or the content of such websites. Our site uses an information request form for visitors to request information regarding Maryland 529’s programs. We collect visitor’s contact information (like their e-mail and mailing address) and optional demographic information (like their ZIP code, age, or income level). Contact information from the information request form is used to send information about Maryland 529’s programs to our visitors. The visitor’s contact information is also used to get in touch with the visitor when necessary or requested. Demographic and profile data are also collected at our site.

We use a site counter which displays ads on our site. These ads may contain cookies. While we use cookies in other parts of our website, cookies received with banner ads are collected by the advertising companies and we do not have access to the information.

We will never willfully disclose individually identifiable information about our users to anyone outside of the Maryland 529 family without first receiving that user’s permission, thus preventing this information from appearing in unauthorized mailings and other solicitations

Security

This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. Some of the forms on our site encrypt the information you send across the Internet to us and the information we send back to you. If a form requests confidential information, such as your credit card number or social security number, we will use encryption technology to protect your privacy. If you want to transmit information to us outside the form, that transmission may not be encrypted and is not necessarily secure against interception. If your communication to us outside the form is very sensitive or confidential, you may want to call us at the telephone number listed below or send the communication by first class mail to the address listed below rather than ordinary e-mail.

Acceptance of Privacy Policy Terms

By using, registering for, or otherwise accessing Maryland 529, you agree to this Privacy Policy and you give your express consent (or “opt in”) to the collection, use, sharing and processing of your personal information in accordance with this Privacy Policy. If you wish to opt out of receiving certain communications, please see “Choice/Marketing Opt Out” below. Maryland 529 may update this Privacy Policy from time to time in its sole discretion. Any changes to the Privacy Policy will be posted to this page, with an updated Effective Date noted at the top of the Privacy Policy; visitors to Maryland 529 are responsible for reviewing the Privacy Policy for any changes before using, registering for or accessing Maryland 529 online forms or services. Use of the Maryland 529 online forms or services constitutes consent to and acceptance of the Privacy Policy in effect at the time of such use.

Choice/Marketing Opt Out

Account Holders may opt out of receiving marketing related communications about Maryland 529 and its programs.

If you are currently receiving the Maryland 529 monthly E-Newsletter and no longer wish to receive it, you may unsubscribe at any time by clicking "Unsubsribe All" at the bottom of the E-Newsletter.

Correct/Update

You have the following options for changing and modifying information previously provided.

College Investment Plan

1.  

Log in to your Account, click on Profile, View Full Profile and Manage Subscriptions, or

2.  

E-mail: info@marylandcollegeinvestmentplan.org, or

3.  

Call 888.4MD.GRAD (463.4723) Option 1.

Prepaid College Trust (closed to new enrollments)

1.  

Log in to your Account and update your contact information, or

2.  

E-mail: mpctquestions@mdprepaidcollegetrust.com, or

3.  

Call 888.4MD.GRAD (463.4723) Option 2.