Save for education your way.

Decide exactly how you want to save with the Maryland College Investment Plan (also referred to as the College Investment Plan), managed by T. Rowe Price, an investment management firm with more than 80 years of experience. Choose how much and how often to invest based on what’s best for your budget and goals. It’s up to you.

Flexible contribution amounts starting with as little as $25

Open to adults or children of any age, even for future family planning

Choose from a variety of investment options

No loads, sales charges, commissions, enrollment fees, or annual Account fees

Any earnings are federally tax-free when used for Qualified Education Expenses

Your contributions may be eligible for a Maryland State income subtraction

Find out if you are eligible to receive a $250 or $500 contribution through the State Contribution Program

Ask for gifts with the GoTuition® gifting portal, a convenient way for friends and family to give online*

Use up to $10,000 per year, per Beneficiary of your savings toward tuition at a K-12 private, public or religious school

Learn more about Features & Benefits.


GoTuition and GoTuition design are trademarks of T. Rowe Price Group, Inc.

Payment Calculator

College Savings Calculator

Use the College Savings Calculator to help your family understand future college expenses and estimate how much to save in order to stay on track with your college savings goals.


Save for College with a "Silver" rated plan.


The Maryland College Investment Plan was one of only 15 plans to receive a “Silver” rating by Morningstar, Inc. in 2023.*


Morningstar analysts reviewed 54 plans for its 2023 ratings (11/2/23), of which 15 plans received a “Silver” rating. To determine a plan’s rating, Morningstar’s analysts organized their research around four key pillars: Process, People, Parent, and Price. Visit this site for additional information about Morningstar's methodology. Plans were then assigned forward-looking ratings of “Gold,” “Silver,” “Bronze,” “Neutral,” and “Negative.” Each year, certain of the industry’s smallest plans are not rated.

Analyst Ratings are subjective in nature and should not be used as the sole basis for investment decisions. Analyst Ratings are based on Morningstar analysts’ current expectations about future events and, therefore, involve unknown risks and uncertainties that may cause Morningstar’s expectations not to occur or to differ significantly from what was expected. Morningstar does not represent its Analyst Ratings to be guarantees.

©2023 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

The availability of tax benefits may be conditioned on meeting certain requirements, such as residency, purpose for or timing of distributions, or other factors as applicable. Please consult with a tax professional regarding your specific situation.