Maryland ABLE


ABLE (Achieving a Better Life Experience) makes it easier than ever to save money for all of your disability-related needs!

More independence, greater financial security and a better quality of life – that’s the future Maryland ABLE wants to help build. MD ABLE accounts are a new way to help individuals with disabilities save money and pay for qualified disability-related expenses without jeopardizing federal means-tested benefits such as SSI or Medicaid.

Governor Hogan signed the Achieving a Better Life Experience (ABLE) Act (HB431) on April 12, 2016 enabling Maryland to begin building an ABLE program. The Maryland ABLE program will be implemented by Maryland 529.

Maryland ABLE Account Features:

  • Save up to $100,000 in your ABLE account before impacting SSI limits for cash benefits
  • Save money in your ABLE account without jeopardizing state and federal means-tested benefits such as Medicaid, food, or housing assistance
  • $14,000 annual contribution limit
  • $350,000 lifetime contribution limit
  • Potentially up to $2,500 state income tax deduction per filer and up to $5,000 for joint filers

Maryland ABLE is projected to be operational by the end of 2017.










ABLE in the community

National 1p36 Syndrome Conference - Baltimore, 11am-12pm, August 5th

Adult Health & Financial Wellness Expo - PG County, 10am-1pm, August 26th

Common Cents Conference - Washington DC, September 12-13

Adult Autism Resource Group - Baltimore, 7:00pm - 8:00pm, September 12th

ABLE Accounts Information Session - Frederick, 6:00pm-7:30pm, September 21st

Developmental Disabilities Citizens Advisory Committee - Largo, 6:30pm-7:30pm, September 25th

Montgomery County Transitions - Rockville, 7:30pm-9:30pm, September 27th

Howard County Transition Fair & Career Expo - Columbia, 5pm-8pm, October 4th

Transitioning Youth Resource Fair - Rockville, 10am-1pm, October 14th


 If you'd like more information on any of the events listed above, or if you'd like to request a presentation, email