Investment Options for the Maryland College Investment Plan

Investment Options for the Maryland College Investment Plan

Know your options. Then, choose the one that’s right for you!

Every person is different, and so is every investment goal. That’s why the Maryland College Investment Plan has a variety of investment options.

Choose from our two different investment approaches.

Enrollment-Based Portfolios

Enrollment-Based Portfolios change automatically with your child’s time horizon. Simply select a portfolio based on the year closest to when your child is expected to enter school. Portfolios for younger students emphasize stock mutual funds for their growth potential, and then shift to an emphasis on bond and fixed income investments as students approach their expected enrollment year.

Enrollment-Based Portfolios Chart

Fixed Portfolios

Make your own investment decisions. Choose from ten portfolios that invest in a mix of stocks, bonds, or money market mutual funds. Portfolios with greater allocations to stock funds generally carry higher risk and the opportunity for higher returns, while portfolios with more bond and money market funds generally offer less risk and lower returns. Unlike Enrollment-Based Portfolios, Fixed Portfolios do not change their investment mix over time.

*Effective March 18, 2021, U.S. Bond Enhanced Index Portfolio is renamed to U.S. Bond Index Portfolio.

For more information about our investment options view recent performance or download our Enrollment Kit.