Know your options. Then, choose the one that’s right for you!
Every person is different, and so is every investment goal. That’s why the Maryland College Investment Plan has a variety of investment options.
Choose from our two different investment approaches.
Enrollment-Based Portfolios change automatically with your child’s time horizon. Simply select a portfolio based on the year closest to when your child is expected to enter college. Portfolios for younger students emphasize stock mutual funds to help assets grow over time, and then shift to an emphasis on bond and fixed income investments as students approach college age.
Make your own investment decisions. Choose from nine portfolios that invest in a mix of stocks, bonds, or money market mutual funds. Portfolios with greater allocations to stock funds generally carry higher risk and the opportunity for higher returns, while portfolios with more bond and money market funds generally offer less risk and lower returns. Unlike Enrollment-Based Portfolios, Fixed Portfolios do not change their investment mix based on your child’s age.
For more information about our investment options view recent performance or download our Enrollment Kit.