Flexible and affordable Tuition plans and payment options for your budget.

The Maryland Prepaid College Trust offers a variety of Tuition plans and payment options that you can choose from, depending on your budget. No matter which option you choose, you can purchase additional semesters, or years, or change your Tuition plan or payment option, at nearly any time. Family members can also purchase semesters or years too!

We offer three Tuition plans:

University Plan: purchase anywhere from one semester to four years at a four-year college or university.

Community College Plan: purchase one or two years at a community college.

Two Plus Two Plan: purchase two years at a community college and two years at a four-year college.

We have five payment options:

Lump Sum: A one-time payment that covers the full amount of the Contract.

Annual Payment: Equal yearly payments for a designated number of years.

5-Year Monthly Payment: 60 equal monthly payments.

Extended Monthly Payment: Equal monthly payments made through December of the year before the Beneficiary’s projected year of high school graduation or year of Initial Benefit Eligibility.

You may also make a down payment at any time and either pay your Contract ahead or refinance for a lower monthly payment for the remainder of your payment schedule.

PLEASE NOTE: Contract prices for the 2022-2023 enrollment period will be posted shortly.  Contract prices have not changed from last year.  

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Review 2021-2022 pricing options

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