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College Savings Plans of Maryland

Maryland 529 Plans

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Questions? We're here to help. To reach us by email, submit the form at the bottom of the page. To protect your privacy, please do not include your account number if you send an email. You can also reach us by phone by calling 888-4MD-GRAD (888-463-4723). Hours and more specific contact information by plan is outlined below.

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Maryland Prepaid College Trust

Maryland College Investment Plan

Phone Number and Hours

888-4MD-GRAD (888-463-4723) Monday - Friday 8:00am to 4:30pm

888-4MD-GRAD (888-463-4723) Monday - Friday 8:00am to 8:00pm

Mailing Addresses

217 E. Redwood Street, Suite 1350 Baltimore, MD 21202

P.O. Box 17479 Baltimore, MD 21297-1479

Express delivery only:

Maryland College Investment Plan Mail Code 17479 4515 Painters Mill Road Owings Mills, MD 21117-4903

Email Addresses

For General Inquiries: mpct@maryland529.org

For Account Holders; accounts@maryland529.org

info@marylandcollegeinvestmentplan.org

For your privacy, please do not include your account number in email.

Office Locations

217 E. Redwood Street, Suite 1350 Baltimore, MD 21202

Please contact 1-888-4MD-GRAD for more information.

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Disclosure Statement

Please read the entire Enrollment Kit carefully before deciding to enroll. The Maryland College Investment Plan Disclosure Statement provides investment objectives, risks, expenses and costs, Fees, and other information you should consider carefully before investing. If you or your beneficiary live outside of Maryland, you should compare Maryland 529 to any college savings program offered by your home state or your beneficiary’s home state, which may offer state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s 529 plan.

*Morningstar analysts reviewed 62 plans for its 2019 ratings (10/22/19), of which 13 plans received a “Silver” rating. To determine a plan’s rating, Morningstar’s analysts considered 5 factors: the plan’s strategy and investment process; the plan’s risk-adjusted performance; an assessment of the individuals managing the plan’s investment options; the stewardship practices of the plan’s administration and parent firm; and whether the plan’s investment options are a good value proposition compared with its peers. Plans were then assigned forward-looking ratings of “Gold,” “Silver,” “Bronze,” “Neutral,” and “Negative.” Each year, certain of the industry’s smallest plans are not rated.

Analyst Ratings are subjective in nature and should not be used as the sole basis for investment decisions. Analyst Ratings are based on Morningstar analysts’ current expectations about future events and, therefore, involve unknown risks and uncertainties that may cause Morningstar’s expectations not to occur or to differ significantly from what was expected. Morningstar does not represent its Analyst Ratings to be guarantees.

Please read the entire Enrollment Kit carefully before deciding to enroll. The Maryland College Investment Plan Disclosure Statement provides investment objectives, risks, expenses and costs, Fees, and other information you should consider carefully before investing. If you or your beneficiary live outside of Maryland, you should compare Maryland 529 to any college savings program offered by your home state or your beneficiary’s home state, which may offer state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s 529 plan.

*Morningstar analysts reviewed 62 plans for its 2019 ratings (10/22/19), of which 13 plans received a “Silver” rating. To determine a plan’s rating, Morningstar’s analysts considered 5 factors: the plan’s strategy and investment process; the plan’s risk-adjusted performance; an assessment of the individuals managing the plan’s investment options; the stewardship practices of the plan’s administration and parent firm; and whether the plan’s investment options are a good value proposition compared with its peers. Plans were then assigned forward-looking ratings of “Gold,” “Silver,” “Bronze,” “Neutral,” and “Negative.” Each year, certain of the industry’s smallest plans are not rated.

Analyst Ratings are subjective in nature and should not be used as the sole basis for investment decisions. Analyst Ratings are based on Morningstar analysts’ current expectations about future events and, therefore, involve unknown risks and uncertainties that may cause Morningstar’s expectations not to occur or to differ significantly from what was expected. Morningstar does not represent its Analyst Ratings to be guarantees.

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