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The Save4College State Contribution Program is now accepting applications. You may be eligible for a $250 or $500 contribution. Apply by May 31!

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Whether your child chooses to attend a college, an apprenticeship, or trade school in Maryland or out of state, your account will be flexible to fit their needs.

Tax Benefits

You may be eligible for federal and Maryland State tax benefits

Affordable

Affordable for all families—starting with as little as $25

Flexible

You choose how much you want to invest, how much and how often

HOW CAN 529 PLANS HELP YOU?

A flexible way to invest in your child’s future.

There are many ways to achieve a successful career, but all of them require education or training. With so many competing financial priorities, saving for future education expenses may seem overwhelming. 529 plans offer a simple tax-advantaged solution to give your child the freedom to pursue their dreams.

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STATE contribution program

Receive Up to $500 With the Maryland Save4College State Contribution Program.

The Save4College State Contribution Program is designed to help lower to middle-income households in Maryland save money for higher education.

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Why Save early?

Saving now can help make a big difference later.

Give your child a head start on their college savings with as little as $25. The more you are able to save today with a 529 account, means the less you may have to borrow tomorrow.

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Readysave™ 529 app

Manage your account anywhere, anytime.

Regularly monitor your account

Check your account balance, transaction history, and investment allocations.

Contribute at your pace

Add money to your balance as a one-time or recurring contribution.

Gifting from friends and family

Easily invite friends and family to help give your savings a boost with Ugift®.

The Save4College State Contribution Program is Now Accepting Applications for 2025!

Open a Maryland College Investment Plan Account and apply by May 31.

Programs

Maryland 529 programs

Information for Maryland ABLE and Maryland Prepaid College Trust.

Maryland ABLE

Maryland ABLE accounts are a new way to help individuals with disabilities save money and pay for Qualified Disability Expenses without jeopardizing State or federal means-tested benefits such as SSI or Medicaid.

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Prepaid College Trust

The Prepaid College Trust is closed to new enrollments. Current Account Holders can log in to their account and access plan information below.