Plan Policies and Disclosure Statements

College Investment Plan:

MCIP Disclosure Statement MCIP Investment Policy Statement MCIP Declaration of Trust

Prepaid College Trust (closed to new enrollments):

MPCT Disclosure Statement MPCT Investment Policy Statement

Maryland 529 Privacy Policy

Protecting the privacy of your personal information is important to us. The following paragraphs explain the procedures we have in place to protect this information.

Confidential Information.

Maryland law requires that the name and other information identifying a person as an account owner or beneficiary in the College Investment Plan be confidential. We recognize our obligation to keep information about you secure and confidential.

Collecting and Using Information.

Through your participation in the College Investment Plan, we collect various types of confidential information you provide in your new account enrollment, such as your name and the name of your beneficiary, Social Security numbers or tax identification numbers, residential and email addresses, and demographic information. We also collect confidential information relating to your College Investment Plan transactions such as account balances, contributions, distributions, and investments. We do not sell information about current or former account owner, custodians, and/or beneficiaries to any third parties, and we do not disclose it to third parties unless necessary to process a transaction, service an account, as otherwise permitted or required by law, or with your consent. We may, however, share this information with companies that perform administrative or marketing services for us or with a research firm we have hired. When we enter into these relationships, our contracts restrict the companies' use of your information, prohibiting them from sharing or using it for any purposes other than those for which they were hired.

Electronic Communications.

If you sign up for paperless services online, we will notify you by email about important Plan information or that documents, including account statements, transaction confirmations, and Disclosure Statements (or related supplements), are available. For account statements and transaction confirmations, the email notification will prompt you to log in to your account at Maryland529.com. We may archive these documents online for a certain number of years, but you should print any account information that you wish to retain on a permanent basis. Copies of account statements and confirmations can also be obtained by contacting us for up to six years following the date of the statement or confirmation.

Marketing Opt-Outs.

We may in the future use information about you to identify and alert you to other Maryland 529 programs that might interest you. If you do not wish to receive this type of information, please call 888.4MD.GRAD (463.4723).

Protection of Information.

We maintain physical, electronic, and procedural safeguards to protect the information about you that we collect or use. These include restricting access to those individuals who have a need to know the information such as those who service your account, resolve problems, or inform you of additional products or services where appropriate.

Continuing Disclosure.

The State Treasurer has agreed to provide the Program Manager any continuing disclosure documents and related information as required by Rule 15c2-12(b)(5) adopted under the Securities Exchange Act of 1934.